Why Doesn’t
Medicare Cover Dental? Plus Options for Seniors
When it comes
to healthcare in retirement, many seniors are surprised to learn that Original
Medicare (Part A and Part B) does not cover most dental services. This means
routine exams, cleanings, fillings, dentures, and other essential dental care
are out-of-pocket expenses for most beneficiaries.
Why Isn’t
Dental Covered by Medicare?
Medicare was
designed in 1965 primarily to cover hospital and medical insurance, focusing on
urgent healthcare needs rather than preventive or routine services like dental
care. While Medicare Part A may cover certain emergency dental procedures if
performed in a hospital, it does not include regular cleanings, fillings, or
dentures.
Why Dental
Care Matters for Seniors
Oral health is
closely linked to overall health, especially for seniors. Poor dental care can
lead to:
🦷
Increased risk of heart disease and stroke
🦷
Complications with diabetes
🦷
Difficulty eating, leading to poor nutrition
🦷
Pain and infections that affect daily life
What Are the
Options for Seniors?
Although
Original Medicare doesn’t include dental coverage, seniors do have several
alternatives:
·
Medicare Advantage Plans (Part C) – Many
Medicare Advantage plans offer dental benefits, covering routine checkups,
cleanings, and even major services. It’s important to compare plans to find one
that meets your needs.
·
Stand-Alone Dental Insurance – Private
insurance companies offer separate dental plans specifically for seniors,
covering preventive care and major dental work.
·
Discount Dental Plans – These membership-based
programs provide discounts on dental services in exchange for a monthly or
annual fee.
·
Medicaid (for Low-Income Seniors) – Some states
offer limited dental coverage through Medicaid, but benefits vary by state.
Don’t let a
lack of coverage keep you from maintaining good oral health! If you need help
exploring your Medicare and dental coverage options, contact Senior Health Plan
Finder today. We can help you find a plan that fits your needs and budget. 📞💙
#DentalHealth
#Medicare #SeniorHealth #OralCare #HealthySmiles